American Unsecured Personal Loans

Loan Services and Programs

Debt Consolidation Loans

You may find yourself in a situation where you have balances on several credit cards and an automobile or some other type of consumer loan. There may be several reasons to consolidate these unsecured loans. Take advantage of 1st Place Unsecured Personal Loans debt consolidation program. Our program assists individuals and families with repaying their debts -- without the need for a loan!

We can reduce or even eliminate high interest rates, and consolidate all of your bills into one low monthly payment. We may be able to reduce your payments by up to 60%! We work directly with your creditors to obtain the most favorable repayment terms for you. Our servicing agent is a registered non-profit credit counseling agency.

Equity Loans

Too many bills have you scrambling to cover them all each month? Want to add another room, build a deck or replace the roof? Chances are, one of your greatest investments is in your home. You can put that investment to work for you today!

1st Place Unsecured Personal Loans can help you reduce your payments and gain control over your finances with a home equity loan. A home equity loan is a one-time loan secured by the equity in your house. This is a great and easy way to tap into the value of your home. Get money for any purpose, with a low fixed interest rate and potential tax advantages. Take the hard work out of getting the funds you need without having to sell or refinance your home.

Unsecured Loans

You need to make a special purchase, but don't want to encumber your assets with a secured loan or use a credit card. You could tap into your savings account, but then you stop earning dividends. What you'd really like is the convenience of some non-revolving, unsecured credit. A signature loan could be just what you need!

Signature loans can be used for vacations, consolidation of bills, business, holiday expenses or for most any purpose. These loans are uncollateralized and are secured by your promise to repay. The term for signature loans is up to 60 months and is determined by the amount financed.

You may apply online for an equity loan, unsecured loan, or consolidate your high interest credit card debt today.